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Most reverse home mortgages have variable rates, which are tied to a financial index and modification with the market. Variable rate loans tend to give you more options on how you get your cash through the reverse home mortgage. Some reverse home mortgages mainly HECMs offer repaired rates, but they tend to need you to take your loan as a swelling amount at closing.
Interest on reverse mortgages is not deductible on tax return till the loan is paid off, either partly or in full. In a reverse home mortgage, you keep the title to your house. That implies you are responsible for real estate tax, insurance, utilities, fuel, upkeep, and other costs. And, if you do not pay your real estate tax, keep property owner's insurance, or preserve your home, the loan provider might need you to repay your loan. http://www.marhabaholidays.co.ke/index.php?option=com_k2&view=itemlist&task=user&id=1431465 |
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